finSMS provides Financial Institutions with the ability to provide retail customers with account information and real-time transaction service directly through their mobile phones. 

SMS Banking provides the following services: 
 - Account Balance Inquiries (Pull SMS) 
 - Funds transfer (Pull SMS) 
 - Personalized Alerts & Advices (Push SMS)    
 - Bill Payments    
 - Cheque Book Request (Pull SMS)    
 - Mini-Statement Request (Pull SMS)    
 - Stop Cheque Request (Pull SMS)    
 - Statement Request (Pull SMS)   
  - Airtime top-up Service (Pull & Push SMS)    
 - Group SMS & Promotional Cross-selling (Pull & Push SMS)    
 - Forex Rates Downloads    
 - Upload Files for Clearing 

Our SMS enquiry system is a complete modern technology solution developed in SMS, Client/Server, Voice and Internet technologies all combined to meet a customers' needs.  finSMS can be customised to serve almost any industry from telecommunications to financial institutions.